Jason Posted June 2, 2021 Share Posted June 2, 2021 Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 2, 2021 Share Posted June 2, 2021 Landlords are the best at explaining why there shouldn't be landlords Quote Link to comment Share on other sites More sharing options...
Keyser_Soze Posted June 2, 2021 Share Posted June 2, 2021 She must have read Rich Dad Poor Dad Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 2, 2021 Share Posted June 2, 2021 When I try to admit to myself I’m basically a libertarian when it comes to housing policy, I always get hung up on shit like this. Raw capitalism can blow me. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 2, 2021 Share Posted June 2, 2021 30 minutes ago, Uaarkson said: When I try to admit to myself I’m basically a libertarian when it comes to housing policy, I always get hung up on shit like this. Raw capitalism can blow me. Only scarcity can produce such cash flow. Putting on my simplistic lolertarian hat, when you see excess profits, supply will surely follow, producing a race to the bottom benefiting the consumer (renter). But what if you legislate restricting the supply? It's literally rent seeking! Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 2, 2021 Share Posted June 2, 2021 Quote Link to comment Share on other sites More sharing options...
thewhyteboar Posted June 2, 2021 Author Share Posted June 2, 2021 Cars contribute nothing to cities. Quote Link to comment Share on other sites More sharing options...
CitizenVectron Posted June 3, 2021 Share Posted June 3, 2021 Right-wing paper advocates for...abolishing parks? 1 Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 3, 2021 Share Posted June 3, 2021 8 minutes ago, CitizenVectron said: Right-wing paper advocates for...abolishing parks? imagine being this kind of person Quote Link to comment Share on other sites More sharing options...
thewhyteboar Posted June 3, 2021 Author Share Posted June 3, 2021 Privatizing parks lol. "If people want green spaces, they can simply visit their country clubs!" Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 6, 2021 Share Posted June 6, 2021 Quote Link to comment Share on other sites More sharing options...
Guest Posted June 6, 2021 Share Posted June 6, 2021 53 minutes ago, b_m_b_m_b_m said: This FEELS right even before seeing the data. One of the things I’ve noticed in recent years is despite the building of a TON of new housing, including lots of multi-family in the city itself, rents have gone up much faster than mortgages. It’s much easier to afford to buy a house than to rent, which obviously has the worst implications for very low income people. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 6, 2021 Share Posted June 6, 2021 5 minutes ago, sblfilms said: This FEELS right even before seeing the data. One of the things I’ve noticed in recent years is despite the building of a TON of new housing, including lots of multi-family in the city itself, rents have gone up much faster than mortgages. It’s much easier to afford to buy a house than to rent, which obviously has the worst implications for very low income people. Yeah. And poorer people are less likely to have money down for purchasing a home, so new homes for purchase don't directly help those with lower incomes. And without specific programs to attract and maintain rent properties for lower income folks, rents will go at the market price which doesn't care how poor or cost burdened you are. The point I've made before is that building more housing via the market doesn't solve all of the problems, but it makes it more affordable for middle income folks (which is probably why it generates the most attention) so you need specific help for lower income folks and we need to direct public dollars in that direction. Quote Link to comment Share on other sites More sharing options...
Jason Posted June 6, 2021 Share Posted June 6, 2021 Market Urbanism Report WWW.FACEBOOK.COM The Market Urbanism Report group's main purpose is to discuss how free-market policies would work in cities. But we double as somewhat of a professional network for planners, architects, real estate... Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 7, 2021 Share Posted June 7, 2021 Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 8, 2021 Share Posted June 8, 2021 1 Quote Link to comment Share on other sites More sharing options...
Jason Posted June 8, 2021 Share Posted June 8, 2021 28 minutes ago, b_m_b_m_b_m said: It's all bad faith all the time with NIMBYs. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 9, 2021 Share Posted June 9, 2021 @Jason Quote Link to comment Share on other sites More sharing options...
Jason Posted June 9, 2021 Share Posted June 9, 2021 2 minutes ago, b_m_b_m_b_m said: @Jason Quote Link to comment Share on other sites More sharing options...
Fizzzzle Posted June 9, 2021 Share Posted June 9, 2021 I've seen some people say that Houston's housing availability has to do with the fact that they don't have typical zoning restrictions. This video goes into how they don't have zoning restrictions, but they still put a lot of things that normally ARE in zoning restrictions into their other ordinances. So they don't have zoning, but they also pretty much do. Like, the city itself enforces deed restrictions that prevent land use changes and controls things like building sizes. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 10, 2021 Share Posted June 10, 2021 I don't understand the people who think more homes won't help affordability Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 10, 2021 Share Posted June 10, 2021 34 minutes ago, b_m_b_m_b_m said: I don't understand the people who think more homes won't help affordability I mean, without a radical shift in zoning/finance regulations, additional housing actually can hurt affordability. Especially when all that's being built is SFH McMansions and luxury apartments. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 11, 2021 Share Posted June 11, 2021 Quote Link to comment Share on other sites More sharing options...
Guest Posted June 11, 2021 Share Posted June 11, 2021 Equity gains are mostly fake when the prices go up nearly everywhere. If you sell your house, you now have to buy in the more expensive market so it’s not as though you pocket most of that. You would likely need to move to a completely different market if you want to capture any of those gains. “Equity increases” are mostly a topic to drive people to refi and cash out some that new value to keep them in debt to a larger degree for as long as possible Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 11, 2021 Share Posted June 11, 2021 15 minutes ago, sblfilms said: Equity gains are mostly fake when the prices go up nearly everywhere. If you sell your house, you now have to buy in the more expensive market so it’s not as though you pocket most of that. You would likely need to move to a completely different market if you want to capture any of those gains. “Equity increases” are mostly a topic to drive people to refi and cash out some that new value to keep them in debt to a larger degree for as long as possible There's other reasons too. Downsizing and leaving the ownership market (move in with family or partner, renting) probably the most common. But that so many people have staked so much into the idea that homes appreciate in value (and the idea of retirement is wrapped so much in the value of a home) is itself a problem. Quote Link to comment Share on other sites More sharing options...
Anathema- Posted June 12, 2021 Share Posted June 12, 2021 12 hours ago, sblfilms said: Equity gains are mostly fake when the prices go up nearly everywhere. If you sell your house, you now have to buy in the more expensive market so it’s not as though you pocket most of that. You would likely need to move to a completely different market if you want to capture any of those gains. “Equity increases” are mostly a topic to drive people to refi and cash out some that new value to keep them in debt to a larger degree for as long as possible In my case my home has gone up much more than the average. Almost double. I'm looking at a place that hasn't gone up as much and now I can afford a real down payment. Quote Link to comment Share on other sites More sharing options...
AbsolutSurgen Posted June 12, 2021 Share Posted June 12, 2021 16 hours ago, b_m_b_m_b_m said: There's other reasons too. Downsizing and leaving the ownership market (move in with family or partner, renting) probably the most common. But that so many people have staked so much into the idea that homes appreciate in value (and the idea of retirement is wrapped so much in the value of a home) is itself a problem. Depending on the market. In my area, downsizing doesn't allow you to "cash out" very much, and the rental market is similarly insane. The people we bought from moved into Northern Ontario to be able to fund their retirement. That said, my mother-in-law just remarried and is in the process of selling her house. She bought it in the 70s for $26k, has put literally nothing into it [it's a complete dump], but it's valued at $1M due to the neighbourhood she lives in. It will completely pay for her retirement. Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 14, 2021 Share Posted June 14, 2021 Ever inventive, New Yorkers move into RVs to avoid high city rents WWW.NYDAILYNEWS.COM Dozens of New Yorkers have traded a brick-and-mortar pad for a home on wheels because they can’t afford city rents. This is what happens when you have a zoning/tax incentive structure that encourages landlords to sit on vacant properties and big developers to build nothing but luxury housing. The housing big coastal cities need to be building is functionally illegal Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 15, 2021 Share Posted June 15, 2021 1 Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 16, 2021 Share Posted June 16, 2021 Quote Link to comment Share on other sites More sharing options...
Jason Posted June 16, 2021 Share Posted June 16, 2021 13 minutes ago, b_m_b_m_b_m said: We can't do it because it's just (((greedy realtors))) wanting more houses to sell don't do a giveaway to them at the expense of the Real Residents. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 16, 2021 Share Posted June 16, 2021 17 minutes ago, Jason said: We can't do it because it's just (((greedy realtors))) wanting more houses to sell don't do a giveaway to them at the expense of the Real Residents. The real solution is to simply "take" the vacant housing and give it to the unhoused. That will be a quick and easy way to get people off the street and make housing affordable Quote Link to comment Share on other sites More sharing options...
Uaarkson Posted June 16, 2021 Share Posted June 16, 2021 24 minutes ago, b_m_b_m_b_m said: The real solution is to simply "take" the vacant housing and give it to the unhoused. That will be a quick and easy way to get people off the street and make housing affordable Too bad the only thing more sacred than guns in this country is property rights. Quote Link to comment Share on other sites More sharing options...
Jason Posted June 16, 2021 Share Posted June 16, 2021 25 minutes ago, b_m_b_m_b_m said: The real solution is to simply "take" the vacant housing and give it to the unhoused. That will be a quick and easy way to get people off the street and make housing affordable Yes, even if it's decrepit housing in the middle of nowhere, housing expert Lee Carter said so. Quote Link to comment Share on other sites More sharing options...
b_m_b_m_b_m Posted June 16, 2021 Share Posted June 16, 2021 5 minutes ago, Jason said: Yes, even if it's decrepit housing in the middle of nowhere, housing expert Lee Carter said so. Quote Link to comment Share on other sites More sharing options...
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